March Update: The Low-Income Homeowner's Dilemma

Did you know that a general rule of thumb is that home maintenance will run you about $1 per square foot per year?  This means that most local homeowners will need $1,000 - $2,000 per year set aside for maintenance needs, planned or otherwise.

Here's a sobering stat. 61% of Americans don't have enough cash on hand to handle a $1,000 emergency expense* - like an unexpected home repair need.  So where does a homeowner, around or below the poverty line, go when she has an urgent repair need and already can't cover necessities like food, utilities and medication?  The answer for too many low-income families is nowhere.

Widows, seniors, single mothers and people with disabilities often are forced to let a critical home repair go unaddressed, despite the safety hazards this creates and deterioration to the home occurring.  That’s why our clients call HRM.

* - Story found at

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